Question 1

How much can I borrow from HA FINANCE LINK?

Accepted Answer

Personal loans range from R500 – R10,000, repayable over 1 – 6 months. The amount offered depends on affordability and the outcome of our assessment.

Question 2

What do I need to apply?

Accepted Answer

You need a valid South African ID, your latest payslip or proof of income, a recent bank statement and proof of address. You can attach these to your application online or bring them to our Mbombela office.

Question 3

How long does approval take?

Accepted Answer

Most applications are assessed within one working day once all supporting documents have been received. You can follow the progress at any time on the Track Application page.

Question 4

How do I check my application status?

Accepted Answer

Use the reference number shown when you submitted your application, together with the mobile number you applied with, on the Track Application page.

Question 5

What does the loan cost?

Accepted Answer

Interest, initiation and service fees are disclosed in writing before you sign. The online calculator gives an estimate only — your final quotation will state the exact cost of credit.

Question 6

Is my personal information safe?

Accepted Answer

Yes. We process your information only to assess and manage your application, in line with POPIA. Our documents are stored securely and are visible only to authorised consultants.

Question 7

What happens if I cannot repay on time?

Accepted Answer

Contact us as soon as possible on 013 755 4667. Missed payments may attract additional costs and affect your credit record, so it is always better to talk to us early.

Question 8

Do you offer loans to self-employed clients?

Accepted Answer

Yes. Self-employed applicants should provide three months of bank statements so we can assess income and affordability.

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